Funding Products
Providior Premier
Fixed Funding Solutions
About Providior Premier
Our Premier funding product was designed to meet the specific needs of those firms who have a high volume of matters more likely to settle on predictable timeframes.
Premier is a fixed-uplift solution, meaning that you always know the exact amount due to be repaid when entering conferences or mediation.
Funding is available on 9 or 12 month terms, with a rollover option at the same fixed interest rate, extending the total term to 18 or 24 months.
What is Providior Premier?
Providior Premier is a fixed-uplift disbursement funding solution designed for personal injury law firms that value certainty. This extends to TPD specialists.
With Providior Premier, the total repayment amount is determined upfront and does not change over time. From day one, both the firm and the claimant know exactly how much will be repaid, regardless of when the matter settles within the agreed term.
This product is particularly suited to firms with more predictable settlement timeframes, often due to a specific area of focus or specialisation.
How it works
Providior funds disbursements as required
The repayment amount is fixed at the time of funding
The loan is repaid at settlement or at the end of the agreed term (whichever occurs first)
The payout amount does not change from day one through to the maximum loan term
Key benefits
01
Complete Cost Certainty
The repayment amount is fixed from the outset. There is no variability based on duration, providing full visibility over the cost of funding.
02
Improved Matter-Level Budgeting
Firms can accurately model profitability and funding costs at the time of engaging disbursements, without needing to account for timing variability.
03
Simpler Client Communication
Claimants can be informed upfront of the repayment amount, supporting transparency and reducing the risk of surprises at settlement.
04
Alignment with Predictable Portfolios
Well-suited to practice areas or case types where duration is relatively consistent and easier to forecast.
When Providior Premier may suit your firm
Providior Premier is typically a strong fit where:
01
Matters have relatively predictable timeframes to settlement
02
The firm prioritises cost certainty and clarity over flexibility
03
There is historical data supporting consistent matter duration
04
Funding decisions are made with a strong focus on upfront profitability
Key considerations
Fixed-margin funding provides certainty, but this comes with a trade-off. As the repayment amount is set upfront and does not vary with time, Providior Premier may result in a higher effective cost compared to variable-margin funding structures where matters resolve earlier than expected.
For example, a disbursement funded under a 12-month term will have a fixed repayment amount agreed at inception. Whether the matter settles at 6 months or 12 months, the repayment amount remains unchanged.
Firms should consider whether certainty or flexibility is the greater priority for their funding strategy.
A structured funding option for the right matters
Providior Premier is designed for firms that want clarity, consistency, and control over their funding costs.
Where settlement timeframes are well understood, it provides a disciplined approach to disbursement funding, supporting both financial planning and client transparency.
Unlock your capital today
Let Providior carry the burden of disbursements for you and use your capital to invest in the growth of your business.
